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6 Ways to Find the Most Affordable Insurance Online

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  6 Ways to Find the Most Affordable Insurance Online Obtaining quotes from several insurers, hunting for discounts and raising your deductible are three of the ways you can find the most affordable car insurance . In this article: 1. Compare Quotes With a Car Insurance Comparison Tool 2. Bundle Multiple Insurance Policies 3. Look for Discounts 4. Review Coverage Limits 5. Consider a Higher Deductible 6. Pay Your Premium All at Once Considering that the average annual premium for car insurance can easily exceed $2,000, you might be hunting for ways to cut your insurance costs. You can find the most affordable auto insurance by following these six tips. 1. Compare Quotes With a Car Insurance Comparison Tool One of the best ways to find the most affordable car insurance online is to use a utility like the Experian auto insurance comparison tool. One advantage of shopping online: Some auto insurers offer discounts to motorists who secure coverage on the internet rather...

What Is PLPD Insurance?

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  What Is PLPD Insurance? What Is Personal Liability and Property Damage Insurance? Personal liability and property damage insurance , or PLPD insurance, is the minimum amount of car insurance coverage your state requires you to carry. In every U.S. state except Michigan, PLPD is generally called liability insurance. What Does PLPD Insurance Cover? PLPD coverage breaks into two parts: personal liability and property damage. Personal liability insurance , also known as bodily injury coverage, activates when you’re at fault for a car accident and the other driver or their passengers require medical attention. Your personal liability insurance pays for these medical expenses and lost wages up to your liability limits. Insurance carriers specify coverage amounts based on two numbers for personal liability: the am...